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save on college housing

5 Ways to Save on College Housing

After college your biggest expense will be housing. But what about while you’re in college? Housing can still make up a huge percentage of your expenses. Unfortunately, most freshman will be out of luck in the savings department due to universities requiring first year students to live on … Keep Reading...

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security analysis

Investing Tip#83: Read Benjamin Graham’s “Security Analysis”

The classic book “Security Analysis” remains as relevant today as when first published 80 years ago in 1934. It contains teachings of Benjamin Graham, “the father of value investing,” and is applicable to a wide diversity of market conditions, countries, and asset classes. It shows you a road map for investing to follow. If you [...]

Investing For College Students

Investing for College Students

College is the absolute best time to start investing for your future.  Heck, college itself is an investment in your future (just not such a financial one).  College is when I started investing.  College is when a lot of famous investors started investing.  The bottom line is that investing for college students just makes sense. [...]

one up on wall street

Investing Tip #82: Read Peter Lynch’s Book “One Up On Wall Street”

The book “One Up On Wall Street” ranks as one of the best investment primers ever for small investors. Peter Lynch guides you on developing strategies in buying, selling and holding equities with a preference for value investing in companies that have sound fundamentals.  His investing philosophy generally resembles the value investing and is largely [...]

grahams margin of safety

Investing Tip #81: Use Graham’s “Margin of Safety”

Success of value investing largely depends on the correct estimation of the intrinsic value of the stock. Graham’s margin of safety, the difference between a stock’s price and its intrinsic value, provides you cushion against estimation errors. The farther the purchase price is below its intrinsic value, the greater the margin of safety against future [...]

grahams magic multiple

Investing Tip #80: Use Graham’s Magic Multiple

You can use Graham’s Magic multiple to pick stocks. This multiple is just the multiplication of the two most commonly used valuation ratios, PE and PB. Choose stocks with Graham’s multiple that are less than 22.5. If you want to learn more check out these resources: The 5 Minute Summer Portfolio Jump Start The Value [...]

Student Loan Debt UK US

How Student Loans Are Different In The UK vs. The US

You’re probably not surprised that UK students get students loans, just like American students.  But what you may be surprised at is how their system for paying for college is much more efficient, resulting in lower overall education expenses and less burden for student loan borrowers after graduation. Let’s take a basic look at how [...]


Investing Tip #79: Prefer Stock Priced Less than 15 Times its EPS

P/E ratio is the ratio of market price per equity share and earnings per share. It is a common measure of how the market currently values the firm’s earnings. If you are a value investor, Graham advises not to invest in stocks where the P/E ratio is more than 15. Following this rule can help [...]


Investing in Cisco and the Tech Giants Gets Growth and Yield

Cisco, Intel and Microsoft Battling it Out for Dividend Yield. Just five years ago the title of this article would have seemed like fiction. At the time Cisco Systems (NASDAQ: CSCO) had no dividend at all and large cap tech was not known as a sector to chase yield.   This has changed after years of [...]

Microsoft Office

Microsoft Office 365 is a Student’s Best Companion

Brought to you by Microsoft Office Whether you’re preparing for college this fall or a current student, Office 365 makes for a great companion to help you study smarter, stay more organized and manage your social life efficiently. With the ability to access all of your information whenever and wherever, you’ll always be set up [...]

book value

Investing Tip #78: Prefer Stock Priced Less than 1.5 Times of its Book Value

One way to find a good deal on stock is to look for shares priced less than 1.5 times the book value. Consider the P/E ratio as a valuation metric. If you are a value investor, Graham advises not to invest in stocks where P/B ratio is more than 1.5. If you want to learn [...]

summer break

Going Home for the Summer? 5 Fun Things to Do

School is out for the summer and many of you will be heading back to Mom and Dad’s house. And if you’re anything like me you’re pretty happy to be back with your family again. That’s not to say that summer break can’t sometimes get boring though. If you run out of things to do, [...]

Kids Investing

How to Get Your Kids Interested in Investing

Some of the most powerful men in the world began investing when they were just kids. Warren Buffett bought his first stock (with his own money) when he was 7 or 8 years old. By investing, he quickly became interested in how the economy and the investment market worked. Why does a stock go up [...]

buy low

Investing Tip #77: Buy Stock at a Lower Price than its Actual Value

Peter Lynch warns that if you purchase grossly overpriced stock, you won’t make any money even if everything goes right. The key to successful investing is to find the intrinsic values of the stocks and then pick only the ones that are quoting at significant discounts to these values. You buy only when you get [...]

optionshouse refer a friend program

OptionsHouse Promo Codes

Since I started investing earlier this year I’ve used Sharebuilder to buy my stocks. Since I already had an account with Capital One 360 this seemed like an easy thing to do. So like a sucker, I paid $6.95 per trade which equated to a pretty decent amount of my investments. But with so many [...]

investing homework

Investing Tip #76: Do Your Homework

Would you be surprised to learn that most investors do absolutely no researching when it comes to investing? “If you read the annual report, you will have done more than 98% of the people on Wall Street” well known investor and author Jim Rogers says, “most people don’t bother even doing the basic homework.” Fisher, [...]

Travis Freeman

Growing Up On Food Stamps To Millionaire Helping Other Families

Today I have the pleasure of sitting down with Travis Freeman, who is the President of Four Seasons Financial Education.  He is also a Certified Financial Planner.  But that’s Travis today.  He didn’t grow up with money, and his role models for money were his parents who struggled to get by.  But he didn’t let [...]

bonds with high ratings

Investing Tip #75: Prefer Bonds with High Ratings

The rating companies, such as Moody’s, Standard & Poor’s and Fitch, provide ratings to the bond issues. The ratings that are dependent on the credibility, stability and financial health of the company, help you to determine the risk associated with the Bond. Buy only investment grade bonds having ratings from Aaa/AAA to Baa/BBB. Avoid high-yield [...]

online universities

6 Common Attributes of America’s Top Online Universities

The state of today’s economy is the driving force behind many people returning to school to further their career or to change their career path entirely. No matter what the motive, there’s no doubt that alternative learning programs and online universities have really turned things up a notch. These institutions are competing directly with their [...]

rising industries

Investing Tip #74: Target Some Rising Industries

Look for companies in rising industries. Find hi-tech companies and the companies with potential to grow in new sectors. Your investment would grow with the success of such companies. As the new sectors carry higher risk, this should constitute only a small proportion of your portfolio. If you want to learn more check out these [...]

fixed deposits

Investing Tip #73: Look Beyond Fixed Deposits

Fixed Deposits with banks provide guaranteed, but modest returns. You may even get negative real interest. Over time, you may find that inflation has eroded most of your wealth. You should keep only a small portion of your savings in fixed deposits and the large portion in other investment alternatives such as stocks, mutual funds [...]