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scary money

Enjoy These Scary Money Memes!

Happy Halloween! I thought it would be fun today to share some “scary” money pictures and money memes. If you have any funny ones, I’d love to see them, so link to them in the comments. Here’s some scary money stuff: By working, you’re trading hours of your life for money. That’s scary. JD Bailey […]

Invest in a companies with a high brand image.

Investing Tip #184: Buy Companies with High Brand Image

This is the simplest stock picking strategy. A brand is created over a long period through high quality products and consistent growth.  A successful brand has an intangible value attached with it and the market is always ready to pay for its brand value. Pick up the companies that offer strong brand names. If you […]

student debt

3 Tips for Keeping Student Debt at a Minimum

College and debt seem to go hand and hand for the average student. Unless you’ve gotten a scholarship or have parents that have been saving since the day you were born, chances are you’re going to need to rely on other financial resources to obtain your degree. While lending institutions seem to be the most […]

Money Mistakes In College

Mistakes I Made in College: What I’d Do Differently

Going to college is supposed to be one of the best times of your life — and it is. However, many people, including myself, leave college wishing they had done things differently. Hindsight is always 20/20, and the mistakes you make in college seem so obvious later on. If I were to go back to […]

Invest In Sector Funds

Investing Tip #183: Invest in Sector Funds Selectively

Sector funds invest in sector specific securities. For example: Technology, Oils & Gas, FMCG, etc. The performance of these funds primarily depends on the sector in coming years. If a particular sector does not perform then the fund will be affected negatively. Before investing, look at the microeconomics related to the sector. If you want […]

Yahoo Finance Google

Yahoo! Update on Valuation – Still More Upside

Yahoo! (YHOO) shares have increased to $42.50 from $36.14 since July 3, 2014 when we recommended investors look at buying them based on the value that the Alibaba (BABA) IPO could unlock.  Yahoo recently reported its 3Q14 and following a solid performance in a tough market, we wanted to update our valuation and commentary on […]

Rule Buying Bonds

Investing Tip #182: Remember The General Rule When Buying Bonds

Remember the general rule when buying bonds -“lower rating means higher risk and so higher returns.” Bonds are rated by credit rating agencies Moody’s, Standard & Poor’s and Fitch.  Ratings indicate the investment grades and the risk associated with the issuer company and the bond issue. The ratings are based on the credibility, stability and […]

college and career ready

What Does ‘College and Career Ready’ Mean Today?

The world is changing at an ever-increasing rate, and the world of education is definitely part of that trend. The current marketplace, with a shift towards information technology and a marked departure from manufacturing, at least in the United States, has changed the requirements for a fully operational and educated workforce dramatically. The advent of […]


Earning More vs. Saving More: Why You Should Be Doing Both

I have a confession: sometimes I get sick of hearing people praise frugality. It’s not because I don’t think there’s any merit to being frugal, it’s just because frugality will only get you so far. If you really want to improve your financial situation you need to do a lot more than cancel your cable […]

Avoid junk bonds

Investing Tip #181: Avoid Junk Bonds

Junk bonds carry ratings that are below investment grade. These ratings indicate poor credit worthiness of the company issuing the junk bonds. Companies with below investment grade ratings offer a higher interest rate to attract investors. These bonds are very risky and you may even lose capital partially. Before investing in any bonds, look at […]

Frugal Weekend

6 Frugal Weekend Activities for College Students

As a college student you’re always busy. Between studying and working, life can get stressful. This is especially true if you’re not taking the time to schedule in some fun. If you want to de-stress and increase your productivity then you need to spend some time on yourself. Here are some frugal weekend activities you […]

Make Money Side Hustling

50+ Ways To Make Money Fast By Side Hustling

There are millions of ways to make money – especially extra money. If you have the drive and the passion to earn money, you CAN do it. But sometimes we struggle to figure out what to do that will actually earn us anything. We simply hit a mental wall and can’t bring ourselves to our […]

speculative stocks

Investing Tip #180: Avoid Speculative Stocks

Speculative stocks have a potential for a huge profits, as well as the potential for substantial losses. Companies having businesses that are uncertain in their outcome fall under this category. For example: Oil and Gas exploration company. Speculators in the stock markets trade in these stocks to earn quick money but these stocks are extremely […]

Invest in long term bonds when interest rates are high

Investing Tip #179: Invest in Long Term Bonds When Interest Rates are High

When interest rates are high, you can venture into the fixed-income market. Lock your money in long term or medium term bonds. Besides getting good regular income, your investment appreciates when the interest market goes down. If you want to learn more check out these resources: Investing in Individual Bonds vs. Bond Funds Using I […]

property ladder

Hit the Property Ladder Before Your 30th Birthday

Many people set themselves personal goals and targets that they want to achieve by a certain point in their lives. Getting on the property ladder before you hit your 30th birthday should definitely be one of those ambitions, especially when you consider the implications of waiting any longer than that. When you become a property […]

Ignore Market Sentiment.

Investing Tip #178: Ignore Market Sentiment

Sentiment can change overnight with an unexpected event or news, but not the ground realities. The market may react sharply and share price may move in either direction. Don’t buy or sell during this period. Let the market cool. If you want to learn more check out these resources: How Your Personality Type Dictates Your […]

Professional Resume Templates

Professional Resume Templates For College Graduates

It’s never too early to start thinking about building a resume for after college. In fact, the college graduates that get the best jobs are the ones that are networking right now, applying for the jobs early, and interviewing in the Spring. To make that happen, you need to consistently keep an up-to-date resume. This […]

beat inflation

Investing Tip #177: Invest Wisely to Beat Inflation

Inflation causes money to lose value. Money will not buy the same amount of goods or services in the future as it does now. It is therefore important to consider inflation as a factor in any long-term investment strategy. Look at an investment’s ‘real’ rate of return, which is the return after inflation. The aim […]